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Hi Taylor: I need to buy a car but currently have no income (work will come once I have wheels). I have very good credit and am wondering if I can do this job without getting cheated by the lender.

Hi Jason: It sounds like a tale as old as time. You can’t work without a car, but lenders don’t want to give money to someone who isn’t already working. It can be done, and good credit is important, but you should make sure to explore all options before taking out a loan.

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Taylor Kovar is CEO of Kovar Capital. Learn more about him at

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